Do I have a case?
It depends on a few basics: whether someone else was at fault, whether you were
injured, and how recently the accident happened. Many people who assume they have no case actually do, and
many strong-sounding cases have complications. A free attorney review is the fastest way to find out where
you stand.
Should I talk to the insurance company?
You generally must report the accident to your own insurer, but you are not required
to give a recorded statement to the other driver’s insurance company. What you say early on can affect your
claim later. Many people speak with an attorney first, at no cost.
Is the settlement offer fair?
Early offers are often made before the full extent of your injuries and expenses is
known. Once you accept, you usually cannot ask for more. It costs nothing to have an attorney look at an
offer before you sign.
Who pays my medical bills?
It varies by state and by the insurance coverage involved — your health insurance, the
at-fault driver’s insurance, or your own auto policy may each play a role. An attorney can explain how it
works in your situation.
What if I was partially at fault?
Being partly at fault does not automatically mean you have no case. Most states allow
recovery when you share some fault, though the rules differ. It is worth checking before you assume the
answer.
How much time do I have to file a claim?
Every state sets a deadline, called a statute of limitations, and some situations
shorten it further. Once it passes, you generally lose the right to file. Checking your options early keeps
every door open.